The Wall Street banks’ foreclosure system is a mess. Their total disregard for mortgage laws and standards is what created the foreclosure epidemic in the first place and has caused almost 25% of all homeowners to be underwater. Most underwater homeowners are playing by the rules, working hard and trying to stay in our homes, and the greed and incompetance of Wall Street and the Big Banks has made it much harder. That’s why we are calling upon lenders and servicers to invest in communities through fair modification that involve principal reduction.
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